YES YOU CAN

The Yes You Can Homeownership Program is the first of its kind in the Boise area. This free service makes buying a home a patient, clear and empowering process for the buyer. Our staff will take more time and work a little more closely with you to help you navigate the process of buying a home. 

 
 
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Yes You Can homebuyers come from all walks of life. Some are ready to go, but are held back by indecision or general knowledge of the process. Others might have income constraints, low credit scores or may be non-English speakers. Regardless of language, income level, or credit score, we are equipped to walk with any homebuyer at the speed that is right for them. 

WHAT MAKES YES YOU CAN DIFFERENT?

  • An individualized, step-by-step plan

  • We go at the speed that is right for you and your circumstances. 

  • Connection to educational tools created by adult education specialists. 

  • Connection to a team of social service navigators to help you navigate any barrier. 

  • Access to trusted Yes You Can program partners including real estate agents & lenders.

  • Connection to credit counseling, debt reductions services, homebuyer education, and possible down payment assistance programs

  • Language interpretation at education classes, lender meetings, etc.

  • Experienced staff with 20+ years experience in social service navigation and specialize in locating quality, affordable homes


Some people think their scores or income are too low. They may be right. But, the good news is this: You can repair your credit, and you may need less money than you think to buy a home. 

We work with interpreters and have home buying resources in Swahili, Arabic and Spanish -- we are ready to help anyone buy a home, regardless of language preference.

To start the process, you’ll need the 2-2-2’s. You’ll need two months of paystubs, two months of bank statements and two years of tax returns in order to qualify for a loan with one of our partners, in most cases. 

 
 
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FREQUENTLY ASKED QUESTIONS

 

Q: What is Yes You Can?

A: Yes You Can is a mentorship-style home purchase program for those facing barriers to homeownership.

Q: How many people have become new homeowners?

A: Since the first year of the YYC program, we helped over 60 families purchase their dream home.

Q: Do you provide interpreters?

A: Yes, we work with interpreters. We work with social service agencies. We work with other programs that serve immigrants, people who have arrived through refugee resettlement, asylum seekers and new Americans.

Q: Is there any cost to participate?

A: No. Except for the homebuyer education, which may not be required.

Q: Can I use my own lender?

A: You are welcome to use your own lender, but we recommend the partners with whom we have built relationships.

Q: How long does it take a client to purchase a home?

A: The amount of time it takes for a client to purchase a home varies on the individual circumstance.

Q: I think I might qualify for this program, how do I know for sure?

A: The best way to find out if you work for this program is to ask yourself any of the following questions: “What does my credit look like?”, “How much does it cost to buy a home?”, “Is purchasing a home even possible?”. If you do not know the answer to any of the questions, come in and talk to us.

 

 

* Yes You Can is a real estate educational and social service program that connects clients with licensed realtors and lending houses. Yes You Can is not a brokerage or lending agency. Yes You Can has strong relationships with vetted real estate agents and lending agencies that have helped dozens of our clients.